10 ways to transform your home

Home improvement projects can not only be fun, but they add value to your home as well. Whether you’ve decided to add improvements to your home before it goes on the market or are planning improvements to your new home, here are some creative ways to add sparkle. 1. Window Treatments Because windows are such a focal point, it pays…

Budget your way to a new home

Buying a home isn’t as easy as walking up to a lender and requesting a mortgage. You’ll need cash for a down payment and the loan’s closing costs, unless you’re applying for a VA or USDA loan. If you’ll be going after a conventional loan, you’ll typically (but not always) need 20 percent of the loan amount as the down…

Hurricanes, tornadoes, wildfires and earthquakes: Are you prepared?

Hurricane season in 2018 was brutal. We saw eight hurricanes, with Florence and Michael producing the most significant damage. Hurricane season this year begins on June 1. Last month, California’s governor, Gavin Newsom, declared a state of emergency in preparation for the 2019 wildfire season. The declaration allows him to waive environmental restrictions “to speed up fire prevention projects …”…


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