How to lower your monthly house payment

Your monthly mortgage payment, which includes the loan’s principal, interest, property taxes and homeowners insurance, no doubt takes a large chunk of your take-home pay. Most homeowners just live with the pain, despite some concrete steps they can take to lower the payment. It’s not easy, and it does require effort on your part. But, you can lower your monthly…

Here’s what to kick to the curb and what to keep before you sell your home

If you’ve chosen your listing agent wisely, he or she will determine the most likely buyer for your home and then laser-focus the marketing materials to that pool of buyers. Various studies of what different types of buyers are seeking in a home help the agent figure out which of your home’s features will attract them. Now, there’s one more…

How safe is your deck?

If your spring cleaning routine paid special attention to getting the deck ready for summer entertaining, we have a question for you: Did you check the deck’s safety while getting it all clean and gussied up? If not, you’re not alone. The estimated life span for a wood deck is between 10 and 15 years, according to the U.S. Consumer…


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